News & Updates
LET’S LOOK BACK TO LOOK FORWARD
As we come to the end of the year I thought to share with you a group of articles that I have found to be informative, each of them reflecting on different issues relating to
IF YOU LIVE LONGER
“Imagine sitting down on the day of your retirement to plan your financial future. You know what your annual expenses have been and you want to maintain your current standard of living. So, you consult
A STREAM OF CONSUMPTION IN RETIREMENT
This week’s article states that “Individuals engaged in financial planning for retirement have no shortage of resources available to provide guidance on how much to save and how to invest those savings. If one does
DEFINED BENEFIT OR DEFINED CONTRIBUTION
This week’s article, found in an issue of the Harvard Business Review, was of interest to me because it described very simply the difference between and shift from Defined Benefit retirement plans to Defined Contribution
SUCCULENT SAVINGS
After what I hope was a hearty Thanksgiving day meal, I thought you would enjoy this article which suggests that you “consider throwing a new recipe onto your menu. Ingredients like contributions to an employer
ALWAYS LEARNING
I read an article this week that was directed toward teachers who were revisiting their retirement plan “for when they are no longer lesson planning.” One section of the article in particular caught my eye
HARD TO UNDERSTAND YOUR EMPLOYER PLANS?
Sometimes, no matter how hard we try, it is difficult to understand if changes in our employer pension plans are actually advantageous to us. That’s why I thought you might want to read this week’s
STRUGGLING TO SAVE
“Why do you think Americans struggle to save for retirement?” This was one of the questions posed to an retirement expert in this week’s article. His response was “If I told you that people spend
RETIREMENT IQ
This week’s article takes a close look at “new research that shows a startlingly low retirement IQ” Staying informed and being educated are important and so I thought to share with you three tips to
RETIREMENT PITFALLS
This week’s article tells us that “When it comes to retirement planning, one of the most important things you can do is to make sure you’re creating a portfolio that will provide you with lifetime
HEALTH CARE: CAN ANNUITIES HELP COVER THE COSTS?
This week’s article tells us that a new study confirms that “America’s senior citizens have their backs to the wall financially.” “With the threat of financial ruin so prevalent, seniors need to take concrete measures
BABY BOOMERS AND LOW RETIREMENT IQ
This week’s article tells us ” While many Americans believe they’re retirement savvy, the average baby boomer has trouble answering even simple retirement questions. New survey data shows folks between 52 and 70 years of
EDUCATION AND RETIREMENT INCOME
This week’s article tells us that “While some recent studies have identified a decrease in the return to education as the labor market changes, education has a proven impact on lifetime income.” Lifetime income has
MAKING BETTER DECISIONS
Weekly we try to provide you with information that may help you in your retirement planning. Sometimes that information is obtained from studies conducted through the use of a survey. You may ask how important
IDENTIFY SHORTFALLS IN YOUR RETIREMENT INCOME STREAMS
This week’s article reminds us to ask the question “Now that you have created a retirement expense budget and have created a retirement income stream, how do they match up? Do you have enough retirement
DO YOU DRIVE IN THE FAST LANE OR THE SLOW LANE?
“On your way home from work, do you drive in the slow lane or the fast lane? Each person has a different propensity for risk. When investing, this risk propensity can be used to determine
RETIREMENT INCOME OPTIONS FOR WORKING FAMILIES
Did you know that by the year 2020 there will be more than 1 billion people over the age of 60 years old worldwide? That’s what I read in this week’s article which also said
RETIREMENT PITFALLS
Sometimes it is a good idea to review your retirement planning strategy and ask yourself if you are taking action that is sufficient to avoid some common pitfalls. This week’s article reminds us of six: