Who's Who In An FIA?

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How A Fixed Indexed Annuity Works

A fixed indexed annuity (FIA)  is a contract between you and an insurance company. The insurance company agrees to make periodic payments to you, generally in the future. Returns are based on the performance of an underlying index.

Who’s Who In Fixed Indexed Annuities (FIA)

Typically, an indexed annuity contract involves four parties: the insurance company, the owner, and the annuitant or beneficiary.

Annuities are issued by insurance companies that back annuity guarantees.

The owner of an annuity is the person who purchases it. 

Owners and annuitants are usually the same people, but not always. An annuitant’s life expectancy determines when and how much they will receive in benefits.

Death benefits will be paid to the beneficiaries designated by the annuitant.

Selecting a Retirement Professional

We recommend meeting with an agent to learn more about indexed annuities because retirement strategies are not one size fits all. Also, how you manage your money can have a lasting impact on your life.

Sadie Sicka only works with clients we feel can benefit from our services. Our goal is to protect our clients’ retirement income. Not all financial agents are the same.  Our team understands how vital it is to help protect the savings retirees have accumulated over their lifetimes.

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We can explain the details of fixed indexed annuities.

When you are ready, our team is here to assist you. 

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